THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN:
That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 18, 2020.
MORTGAGOR: Richard Alan Spark, a single person.
MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America.
DATE AND PLACE OF RECORDING: Recorded April 13, 2020, in the office of the County Recorder, as Document No. 225834, Pipestone County, Minnesota.
MORTGAGED PROPERTY ADDRESS: 405 6th Ave SW, Pipestone, MN 56164.
TAX PARCEL I.D. NOS. 18-685-1300.
LEGAL DESCRIPTION OF PROPERTY: The North 108 feet of Lot Twenty-eight (28), except the West 140 feet of the North 50 feet, Park Addition to the City of Pipestone, and except a tract of land described as follows: Beginning at the Northeast corner of Lot 28, Park Addition to the city of Pipestone, thence West 18 feet, thence South 50 feet, thence East 18 feet, thence North 50 feet to the point of beginning, subject to easements, restrictions, and limitations of record Pipestone County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Pipestone.
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $27,725.00.
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $33,395.64.
INTEREST RATE AND PER DIEM: Current interest rate is 3.5%, with a daily per diem of $2.55.
The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, Subd. 30. The name of the residential mortgage servicer and lender or broker, as defined in Minn. Stat. 58.02 is: Affinity Plus Federal Credit Union.
That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: March 9, 2023, at 10:00 a.m.
PLACE OF SALE: Pipestone County Sheriff’s Office, Law Enforcement Center, 416 South Hiawatha Avenue, Pipestone, Minnesota 56164, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: September 9, 2023, at 11:59 p.m.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: January 17, 2023.
GURSTEL LAW FIRM
By: /s/Creig Andreasen
Creig Andreasen (#334832)
6681 Country Club Drive
Golden Valley, MN 55427
Attorney in Fact for
Affinity Plus Federal Credit Union
This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.