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NOTICE OF
MORTGAGE
FORECLOSURE
SALE
NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 22, 2016.
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $59,595.00.
MORTGAGOR(S): Todd A Smith and Justine M Smith, Husband and Wife as Joint Tenants.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Lend Smart Mortgage, LLC, its successors and assigns.
DATE AND PLACE OF RECORDING:
Recorded: November 28, 2016 Pipestone County Recorder.
Document Number: 219274.
ASSIGNMENTS OF MORTGAGE:
And assigned to: PennyMac Loan Services, LLC.
Dated: February 3, 2025.
Recorded: February 3, 2025 Pipestone County Recorder.
Document Number: 235519.
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 1006919-1000036989-4.
Lender/Broker/Mortgage Originator: Lend Smart Mortgage, LLC.
Residential Mortgage Servicer: PennyMac Loan Services, LLC.
COUNTY IN WHICH PROPERTY IS LOCATED: Pipestone.
Property Address: 310 8th Ave SW, Pipestone, MN 56164-1122.
Tax Parcel ID Number: 18-301-0220.
LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-one (21), Auditor`s Plat No. One (1) to the City of Pipestone, County of Pipestone, State of Minnesota.
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $53,952.30.
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: July 31, 2025 at 10:00 AM.
PLACE OF SALE: County Sheriff`s office, Law Enforcement Center Lobby, 416 South Hiawatha Ave., Pipestone, Minnesota
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 02, 2026, or the next business day if February 02, 2026 falls on a Saturday, Sunday or legal holiday.
Mortgagor(s) released from financial obligation: NONE.
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
DATED: June 5, 2025.
MORTGAGEE:
PennyMac Loan Services, LLC
Wilford, Geske & Cook, P.A.
Attorneys for Mortgagee
7616 Currell Boulevard, Suite 200
Woodbury, MN 55125
(651) 209-3300
File Number: 056100-F1